Top 7 Best Mortgage Lenders in Phoenix
Finding your new dream home can be an exciting prospect and becomes an important stage in many people’s lives! Whether you’re an individual making their big move out, a couple finding their first together home, or a family looking to expand into a bigger house, finding the right house is one thing, but purchasing it becomes another. That’s where getting a mortgage can help you greatly. But which mortgage provider should you go to? In Phoenix, there’s quite a number of them around, and searching would take anywhere from hours to days. But with TopResearched here to help, you can relax knowing that instead of searching for hours, you can find the perfect mortgage broker in minutes with just a few clicks on our site using our list of Top Mortgage Providers in Phoenix!
Browse Top Mortgage Lenders in Phoenix, Arizona below.
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- Reputation: Excellent!
- Experience: 20+ Years
- Awards:
4 including Angie’s List Super Service Award 2014 - # of Loan Types: 8 including 15-, 20-, and 30-year fixed rate loans
- Accessibility: A (Phone Number, Email, Online Form)
Axel Mortgage Inc
Customer education and honesty between broker and client—these are the main tenets behind what makes Axel Mortgage successful and what makes them work for you, the client. They believe in providing transparent pricing on their loan options while educating their clients on how each loan works and which one may be best for them. Such is their dedication to helping every client’s experience be as smooth as possible, Axel Mortgage has even been the 2014 winner of the Angie’s List Super Service Award!
- Reputation: Excellent
- Experience: 20+ Years
- # of Loan Types: 9 including Conventional, FHA, and Jumbo/Jumbo Advantage Loans
- Accessibility: A (Phone Number, Email, Online Form)
AZ Mortgage Broker, LLC
At AZ Mortgage Broker, they believe in remaining independent so that they can make their decisions solely in the client’s interest—it’s a key part of their customer service culture and how they make every client know that they’re being treated as their priority. Purchasing a home is a momentous occasion, and they’ll endeavor to make your mortgage experience match the excitement of getting the keys to your new home.
- Reputation: Excellent
- Experience: 25+ Years
- # of Loan Types: 11 including Conventional, VA, and Reverse Mortgage Loans
- Accessibility: A (Phone Number, Email, Online Form)
Fairway Independent Mortgage
For the team at Fairway Independent Mortgage, they want their clients to look to them as not just a mortgage broker but also as a trusted financial advisor. From start to finish, they try to give their clients the best advice based on their individual needs, so that they choose the right mortgage for their home plans. As such, customer service and making the customer feel welcome is a strength of theirs and one of their main tenets of what makes a good mortgage broker. They also offer a broad variety of loan options to choose from, making them a flexible choice.
- Reputation: Excellent!
- Experience: 61+ Years
- Awards:
5 including Money.com Best Mortgage Lenders of 2020 - # of Loan Types: 12 including Conventional Loans, VA Loans, and Manufactured Home Financing Loans
- Accessibility: C (Phone Number)
Guild Mortgage Company
When it comes to helping clients get their mortgages for their first-time home purchase, the Guild Mortgage Company can be said to be the specialists in Phoenix with a venerable experience of over 61 years serving the community and even being a 2020 winner of Money’s Best Mortgage Lenders for First-Time Homebuyers. They offer a healthy mix of loan options, even options for those looking to get a manufactured home.
- Reputation: Excellent!
- Experience: 18+ Years
- # of Loan Types: 7 including Fixed-Rate Loans and ARM Loans
- Accessibility: A (Phone Number, Email, Online Form)
Orion Mortgage Corporation
Co-owned by Joseph R. Ahston and Brian D. Yampolsky, the team at Orion Mortgage believes in growth through customer satisfaction. They place every client’s comfort and financial needs first. As such, they take pride in how they don’t use commissioned loan officers, so that their clients don’t have to worry about being pressured into a mortgage for the sake of numbers and money—every client at Orion Mortgage gets the loan that’s truly right for their homebuyer needs.
- Reputation: Excellent!
- Experience: 50+ Years
- # of Loan Types: 13 including Fixed-Rate, VA, and Non-QM Loans
- Accessibility: A (Phone Number, Email, Online Form)
SecurityNational Mortgage Company
For more than 50 years, the mortgage specialists at SecurityNational Mortgage Company have been helping the people of Phoenix purchase their perfect home, providing reliable financial solutions and helping clients find out which loan option is good for their plans and is within their means. They believe in consistent communication with their client, ensuring that their client knows what’s happening every step of the way. Their team consists of local experts who know the neighborhoods in Phoenix, and they enjoy helping homebuyers along on their home buying journey.
- Reputation: Excellent!
- Experience: 38+ Years of Combined Experience
- Awards:
Angie’s List Super Service Award 2016 - # of Loan Types: 10 including Conventional, FHA, and Jumbo Loans
- Accessibility: A (Phone Number, Email, Online Form)
Signature Home Loans Presents the Mortgage Brothers Team
Run by brothers Eddie Knoell and Thomas Knoell, Jr., the Mortgage Brothers Team at Signature Home Loans brings over 38 years of combined experience to help clients find their dream home in Phoenix. They come from a family that’s worked in real estate for over 70 years, giving them a true edge as they guide their clients to finding their right mortgage loan. Their team has presented such professionalism and excellent customer service that they even won the 2016 Angie’s List Super Service Award!
More About Mortgage Lenders in Phoenix, AZ
Buying your first home is a big step in one’s life and an incredibly important one. It’s where people first decide to settle down, where couples may create their new beginnings, and where families may plant their roots to expand. But with a dizzying 465,000+ homes in Phoenix, finding the perfect house can be a daunting task. But once you find it, you surely don’t want to miss out on it, and so you begin looking for a mortgage to finance your home purchase. But in a city of over 553,000 businesses, finding the right mortgage broker can also be a challenge. TopResearched can help you find the right provider for your financial solutions with our expert team and our rigorous methods of research.
Unless you intend to buy a house in full, it’s likely that you will need a mortgage broker to help you get the financing needed to make your home purchase come true. But no mortgage is the same as another, and every mortgage broker can offer you a different loan, price, and rate. Things to look for in a mortgage broker should include their openness to talking about your home buying needs and trying to match a loan with both your needs while still keeping within your means. A loan should be payable in a sustainable way, so that you focus more on enjoying your home!
The average house in Phoenix, AZ costs roughly $310,000. Not everyone can buy a house outright at a price like that, which is why finding the right mortgage provider is so important. TopResearched can help cut out the stress and time searching for one with the help of our heavily curated lists of Top Mortgage Companies in Phoenix. Every mortgage company on our list is thoroughly analyzed, compared with competitors, and verified before being cleared to appear on our top expert list. Save yourself the drudgery of looking through cumbersome search results—let TopResearched do the hard work for you and get the loan you need to buy the perfect home!
/ Locations / Arizona / Phoenix / Mortgage Lenders
The TopResearched Selection Process
We find the industry experts in your area through a double-selection process of research, comparison, and verification. During the first stage, we gather the experts based on a single industry in your area that match our preliminary standards. Then, for the second stage, we use our stringent rating criteria to begin further separating the highest ranked from the rest collected. This helps make sure that you’re only seeing the best of the best industry experts in your area!
Here’s a breakdown of the rating criteria that our researchers use to sort the best from the rest before placing them into our curated lists:
Reputation
From average review scores to client stories and service results, we determine the trustworthiness and reliability.
Experience
We verify that the experts you’re working with are truly experienced in their field and have the expertise to meet your needs.
Awards and Qualifications
Some local experts stand above the rest because of their accomplishments, knowledge and education.
Accessibility
An industry expert that cares is one that’s there for you. We search for every means that an industry expert may be contacted.
Industry-Specific
Depending on the industry that you’re looking for, we also analyze your local experts based on industry-specific factors.
Compare Providers
Browse through curated list of industry-specific TopResearched selected local expert providers, ready for you to contact.
Frequently asked questions
Browse through related frequently asked questions curated by the TopResearched team.
How Long Can It Take to Get a Mortgage?
Once you’ve decided on a mortgage, getting the mortgage fully processed can take anywhere from 30 to 45 days on average. This process includes getting preapproved for the mortgage, getting your desired house appraised, and finally, getting the loan itself. During busier times of the year, though, it can take as long as 60 days to fully process a mortgage loan, so it is good to be prepared for this to be the case.
What Does Your Reputation Metric Mean?
TopResearched uses a Reputation Metric to present a snapshot of a mortgage broker’s trustworthiness, professionalism, and level of customer service. Using factors such as average review scores, social media engagement, and even awards of recognition for customer service, we’re able to grant each mortgage provider a rank of Excellent, Good, Average, or Bad, which plays a part in the final selection of companies that appear on our top expert lists!
What is Pre-Approval for a Mortgage? How Long Does It Take?
When you’re getting preapproved, a lender typically takes a look at your income, credit score, and more to determine whether they think you can reliably borrow and pay back the loan that you’d be given. Upon pre approval, you’ll get a letter of pre approval that can be shown to home sellers to help improve your standing as a potential homebuyer. Some home sellers will even request that all potential buyers present a letter of pre approval, so getting preapproved can be very helpful! On average, getting preapproved can take up to 3 days on average. However, during busier times of the year, you should be prepared to wait as long as 10 business days before getting your pre approval.
Are Experience and Awards Important?
Both can be very helpful in determining which mortgage provider is right for you. A mortgage provider with lots of experience is an indication of stability and an ability to maintain good relations with a growing customer base. Though awards are rare and hard to get, those that have earned awards can be strong indicators of dedicated customer service, a company with a client-first philosophy, and generally, a mortgage broker that knows how to give clients the loans that can fit their needs while providing a stable and sustainable payment experience for the client.