Top 7 Best Mortgage Lenders in Lexington
You’re ready to find your dream home, and you might have even found a few listings that have caught your eye. But there’s always that all-important matter to attend to before that house can be yours: financing. There are dozens of mortgage providers out there in Lexington, but no two mortgage providers are alike, and you’re going to want to make sure you get the best rates possible so that you can comfortably settle into your new home and sustainably afford it. That’s what TopResearched is here to help you with. Using our list of the Top Mortgage Providers in Lexington, you’ll be able to find the absolute top mortgage providers in and around the Lexington area in just a matter of minutes instead of spending hours or days searching on your own. Don’t miss out on your dream home—find a great financing solution with the help of TopResearched!
Browse the Top Mortgage Lenders in Lexington, Kentucky below.
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TopResearched.com is a professional review site that may receive compensation from the companies whose products and services we review. The views and opinions expressed on this page are purely those of the editors and staff of TopResearched.com.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Amerifirst Home Mortgage – Lexington
For decades, Richard Claunch and his team at Amerifirst Home Mortgage have been helping people like you get the mortgages they need to make their dream home a reality. For them, it all begins with understanding your unique situation so that they can find a mortgage that works with you and for you, so that you can get your home as well as live sustainably.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Finance of America Mortgage – Lexington
For over 20 years, Finance of American Mortgage has been helping people like you find the financial solutions they need to purchase their perfect home. From providing personalized service that matches your means and needs to walking you through the mortgage process every step of the way, Finance of America Mortgage sticks closely to their mission of helping every customer find a sustainable path to homeownership.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Interstate Mortgage Lending
While they’re open to helping all sorts of homebuyers, Interstate Mortgage Lending has dedicated themselves to developing a system that helps ease first-time homebuyers into the process of homeownership. They know how exciting and nerve-wracking it can be trying to figure out all the steps, and that’s why they take a customer-first approach—to guide, educate, and ultimately, help new homebuyers get their hands on the keys to their new home.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Movement Mortgage – Angela Thurston Poindexter
Just like every mortgage is unique, Angela Thurston Poindexter at Movement Mortgage knows that every customer is unique too. That’s why she offers such a wide variety of loan options, to ensure that every customer that walks through her doors can find a mortgage that fits their needs while working alongside their means. At Movement Mortgage, they believe you should be able to get your dream home while still being able to live your life.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Republic State Mortgage
Led by Pat O’Laughlin at the Lexington branch, Republic State Mortgage is dedicated to seeing their customers make informed decisions about their financing for their next home. Along with customer education, Republic State Mortgage believes in consistent communication, ensuring that every customer understands what each step involves and whether one option truly fits their needs or if another would be better. At Republic State Mortgage, it’s the customer that comes first.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Sierra Pacific Mortgage
At Sierra Pacific Mortgage, you’re more than just a number. Here, you’re treated exactly as you are—a person with a dream for a place to call home. From consistent communication and thorough customer education to assessing your means to ensure that you’re provided the best mortgage possible, the Sierra Pacific Mortgage team is there to help you all along the way to making that dream house yours.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
SunLending USA
With a broad selection of loan options, SunLendingUSA has a mortgage solution to help you with your house purchasing needs. They understand well how every customer is unique, and through honest communication and thorough education, they make it their mission to ensure that every customer makes the best-informed decisions when getting a mortgage through them. Their mortgage experts are there to help customers along every step of the way to getting their loan, so that they’re never in the dark as they get closer to making that house their own.
More About Mortgage Lenders in Lexington, KY
Getting a house can be a thrilling experience, but it can also be extremely tense and uncertain, especially if you’re a first-time homebuyer. That’s why it is crucial to have the right mortgage provider on your side when it comes to the financing of your home purchase. Since no two mortgages are the same, having the right mortgage expert to help you can make the difference in finding a loan with the lowest interest rates, which in turn can lead to a much more sustainable life in your new home. TopResearched is here to help with that process. With our team of researchers, we’ve collected, analyzed, and compared the various mortgage companies in Lexington to determine the very best of the best. Finding your dream home should be exciting and fun—let TopResearched help take away the stress of finding the right mortgage solution.
Mortgage providers are the experts you turn to when it’s time to find the financing for your new home. Each mortgage provider may have a different variety of loan options available, so it is wise to speak with several to see who really has the best loans with the best interest rates. Some mortgage providers will rely on others to help them get you the loans you need, while others do everything in-house—while this might not necessarily affect their overall quality, it can play a part in the length of your mortgage process. But most of all, you should always seek a mortgage provider who cares to communicate and educate you on the loan options available to you, so that you can make an informed decision.
There is a plethora of mortgage providers in and around Lexington, but not all of them are looking out for their customers’ best interests. That’s why TopResearched has set out to find the absolute top mortgage providers to help you with your house purchasing in Lexington. We know how stressful it can get when you’re not sure if you’ll be able to get the house of your dreams—your mortgage provider should be looking out for your best interests and should be trying to help you acquire that house in a sustainable fashion. With our list of the Top Mortgage Providers in Lexington, you’ll find a mortgage team that’s on your side and will help you find the perfect loan solution to make that house yours.
/ Locations / Kentucky / Lexington / Mortgage Lenders
The TopResearched Selection Process
We find the industry experts in your area through a double-selection process of research, comparison, and verification. During the first stage, we gather the experts based on a single industry in your area that match our preliminary standards. Then, for the second stage, we use our stringent rating criteria to begin further separating the highest ranked from the rest collected. This helps make sure that you’re only seeing the best of the best industry experts in your area!
Here’s a breakdown of the rating criteria that our researchers use to sort the best from the rest before placing them into our curated lists:
Reputation
From average review scores to client stories and service results, we determine the trustworthiness and reliability.
Experience
We verify that the experts you’re working with are truly experienced in their field and have the expertise to meet your needs.
Awards and Qualifications
Some local experts stand above the rest because of their accomplishments, knowledge and education.
Accessibility
An industry expert that cares is one that’s there for you. We search for every means that an industry expert may be contacted.
Industry-Specific
Depending on the industry that you’re looking for, we also analyze your local experts based on industry-specific factors.
Compare Providers
Browse through curated list of industry-specific TopResearched selected local expert providers, ready for you to contact.
Frequently asked questions
Browse through related frequently asked questions curated by the TopResearched team.
How Long Can It Take to Get a Mortgage?
From preapproval to acquiring the loan, the mortgage process should take around 30 days before you can formally purchase your new home. However, if it’s during a busy season, you can expect the length of time to extend to anywhere from 45 to 60 days. Take these time lengths into account as you plan to search for a loan and for that dream house.
What Does Your Reputation Metric Mean?
TopResearched uses a Reputation Metric to give readers a quick snapshot of how well people trust a particular mortgage provider and how well that mortgage provider has served customers in the past. We take into account factors such as average review scores, the types of loan options offered, and even social media engagement to generate a Reputation rank for each analyzed mortgage provider. Depending on the information gathered, a mortgage provider can earn the rank of Excellent, Good, Average, or Bad.
What is Pre-Approval for a Mortgage? How Long Does It Take?
Pre-approval is when a mortgage provider gives you their personal vote of confidence that you’ll be able to uphold your obligations to your loan. With a letter of pre-approval, you’ll be able to better convince home sellers that you’re a solid buyer. More than that, some home sellers even require homebuyers to have a letter of pre-approval, so it’s a win-win to have one of these letters with you before you go house hunting. The actual process of pre-approval should only take around 1 to 3 days—but during the busier seasons, you can expect it to take up to 10 business days instead.
Are Experience and Awards Important?
Both of these Metrics can aid you in your decision when deciding on a mortgage provider. Oftentimes, mortgage providers with years of experience are more knowledgeable in the movements of the housing market, the ways that the market interacts with the change in interest rates, and how your choice of mortgage could work for you based on that information. While awards are rare, mortgage providers that win awards are often ones that have shown exemplary customer service—these mortgage providers should certainly be noted.
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