Top 7 Best Mortgage Lenders in Louisville

After making the decision to move to Louisville, Kentucky, the next step would be to find a home to settle down. But even after spotting that perfect home, you’ll need to figure out how to finance the purchase of that house before someone else does. There are plenty of mortgages out there in Louisville, but not every mortgage provider is going to be looking out for your interests, and that’s where TopResearched comes in to help. With our thorough analysis, comparing, and verification of Louisville’s top mortgage providers, our researchers have created a list featuring only the best of the best, so that you can skip the runaround and get started on applying for a mortgage sooner! [more]

Browse Top Mortgage Lenders in Louisville, Kentucky below.

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Broker House Lending Louisville
  • Reputation: Excellent!
  • Experience: 10+ Years
  • Awards: Verified Veteran Owned Business
  • # of Loan Types: 5 including Conventional and VA Loans
  • Accessibility: B (Phone Number, Online Form)

Broker House Lending

For the team at Broker House Lending, it’s more than just giving loans to clients, it’s about developing customer relationships and teaching clients that Broker House Lending is there to help you purchase the home you really want and find the financing solution that best fits your plans. Part of their successful formula is in educating their clients about their loan options, the current interest rates, and what kinds of costs to plan for. At Broker House Lending, they believe that a well-informed client is always a happy client when they get their loan!

Century Mortgage Louisville
  • Reputation: Excellent!
  • Experience: 100+ Years of Combined Experience
  • Awards: 3 including KHC Top Producing Lender 2017-2019
  • # of Loan Types: 7 including VA, FHA, and Jumbo Loans
  • Accessibility: A (Phone Number, Email, Online Form)

Century Mortgage, a Division of Bay Equity Home Loans

For more than 14 years of experience serving the community of Louisville, the team at Century Mortgage has been bringing homebuyers together with the loans they need to make their dream homes real. Founded by industry veterans with over 20 years of experience each, Century Mortgage and Bay Equity Home Loans as a whole were founded and designed with efficiency and excellence in client relations in mind. For Century Mortgage in Louisville, Kevin Beam is the manager of the branch and has been a top producer for 10 years. If you’re looking to find the right mortgage for your home and personal situation—Century Mortgage has the experience, the service, and the options for you!

9931 Corporate Campus Dr #1000 Louisville, KY 40223
First Fidelity Mortgage Louisville
  • Reputation: Excellent!
  • Experience: 40+ Years of Combined Experience
  • # of Loan Types: 10 including Conventional, FHA, and VA Loans
  • Accessibility: A+ (Phone Number, Live Chat, Online Form, Email)

First Fidelity Mortgage, Inc

With no two mortgages being alike, it takes an expert team to find the best rates for your home purchasing loans. That’s why people go to First Fidelity Mortgage. With over 40 years of combined experience, you’ll have industry veterans to see to it that you’re getting the mortgage that best fits your personal situation and gives you the breathing room to enjoy your life in your new home. They even feature No Closing Cost Home Loans, which can further aid in your savings.

13117 Eastpoint Park Blvd Ste A Louisville, KY 40223
InterLinc Mortgage Services Louisville
  • Reputation: Excellent!
  • Experience: 8+ Years
  • # of Loan Types: 15 including Conventional, VA, and Condo Loans
  • Accessibility: A (Phone Number, Email, Online Form)

InterLinc Mortgage Services, the Chris Squires Group in Louisville

At InterLinc Mortgage Services, the Chris Squires Group believes that their word is their bond. When they tell their clients how their financing will be, they go out of their way to ensure that it happens. A big part of how they do this is through their in-house process—from origination to closing, the whole mortgage is processed by the Chris Squires Group so that they can always make sure you get your loan the way their motto says: “On Time and As Agreed”.

12910 Shelbyville Rd Suite 147 Louisville, KY 40243
Mortgage Warehouse Louisville
  • Reputation: Excellent!
  • Experience: 18+ Years
  • # of Loan Types: 6 including Conventional and VA Loans, and also Mortgage Warehouse’s own No Closing Costs program
  • Accessibility: A (Phone Number, Email, Online Form)

Mortgage Warehouse

For over 18 years, the team at Mortgage Warehouse has been there for home buyers both new and experienced. They pride themselves on processing each loan in-house instead of relying on third parties, so that clients like you can relax and not worry about sudden surprises. Along with free credit checks, you can get a pre-approval from them at zero-obligation. If you’re looking for a mortgage provider that offers less-stress and fewer processing delays, Mortgage Warehouse is a good place to go!

Stockton Mortgage Louisville
  • Reputation: Excellent!
  • Experience: 20+ Years
  • # of Loan Types: 7 including Conventional, FHA, and VA Loans
  • Accessibility: A+ (Phone Number, Chat Bot Helper, Online Form, Email)

Stockton Mortgage

Founded by David Stockton back in 2001, the Stockton Mortgage team provides fast mortgage services while still providing a five-star client experience for everyone that walks through their doors. The way that they pull this off is through how they fund their loans. All of their loans are funded and closed in-house, and they have their own team of underwriters, so the mortgage process becomes more streamlined versus other mortgage providers. If you’re looking for efficient and quality mortgage services, Stockton Mortgage stands ready to help you get on the way to owning your home!

Wholesale Mortgage Source Louisville
  • Reputation: Excellent!
  • Experience: 20+ Years
  • # of Loan Types: 8 including FHA, Jumbo, and Reverse Mortgage Loans
  • Accessibility: A (Phone Number, Email, Online Form)

Wholesale Mortgage Source

Founded by mortgage broker Brian Curl, Wholesale Mortgage Source is about providing the right mortgage with the right wholesale rates. Brian Curl believes in staying at the forefront of the industry by using technology to help you, the client. By utilizing new technologies and software to electronically expedite the mortgage process, you can get your financing faster and more reliably. That’s just a part of Wholesale Mortgage Source’s magic—they also look for ways to lower your closing costs, such as by having no lender fees on some of their loans.

12700 Townepark Way, Suite 111 Louisville, KY 40243

More About Mortgage Lenders in Louisville, KY

Getting a mortgage isn’t exactly the most thrilling part of house hunting, but it is a crucial part and can sometimes be stressful when you’re not working with the right mortgage provider. No two mortgages are alike, and neither are the many mortgage providers and lenders out there—to ensure a smooth process, you’ll need to make sure that you find a mortgage provider that’s communicative, flexible, and is willing to put in the work to find you the right loan instead of simply giving you one that might not fit your life situation. That’s where TopResearched and our list of the Top Mortgage Providers in Louisville comes in.
Mortgage providers serve to help people like you find and process the financial loans that can help you acquire the home or home-related financing that you need. However, you’ll want to be mindful of how many loan options those mortgage providers offer, what their policies are on closing costs and down payments may be, and of course, how well do they communicate. A mortgage provider that is keen on consistent communication and customer education is one that is looking out for your interests as a home buyer.
You want to get to house hunting, but mortgage hunting is a different kind of challenge that may not be as fun and exciting. That’s why TopResearched has done the work by having our researchers sift through the streets of Louisville for the mortgage providers that can help you get the home you want in a sustainable fashion. Once our team gathers the top mortgage providers in the Louisville area, we put them through a double-selection process of analysis, comparison, and verification before deciding which mortgage providers make it onto one of our lists. The end result is what you see here: the absolute best of the best that Louisville has to offer in the way of mortgage providers!
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The TopResearched Selection Process

We find the industry experts in your area through a double-selection process of research, comparison, and verification. During the first stage, we gather the experts based on a single industry in your area that match our preliminary standards. Then, for the second stage, we use our stringent rating criteria to begin further separating the highest ranked from the rest collected. This helps make sure that you’re only seeing the best of the best industry experts in your area!
Here’s a breakdown of the rating criteria that our researchers use to sort the best from the rest before placing them into our curated lists:

From average review scores to client stories and service results, we determine the trustworthiness and reliability.


We verify that the experts you’re working with are truly experienced in their field and have the expertise to meet your needs.

Awards and Qualifications

Some local experts stand above the rest because of their accomplishments, knowledge and education.


An industry expert that cares is one that’s there for you. We search for every means that an industry expert may be contacted.


Depending on the industry that you’re looking for, we also analyze your local experts based on industry-specific factors.

Compare Providers

Browse through curated list of industry-specific TopResearched selected local expert providers, ready for you to contact.

Frequently asked questions

Browse through related frequently asked questions curated by the TopResearched team.

How Long Can It Take to Get a Mortgage?

Typically, you can expect the whole mortgage process to take around 30 days from the preapproval stage to when you finally get the loan to purchase your new home. But this can change when it comes to the busier seasons—the length of the mortgage process can extend to as long as 45 to even 60 days. Consider these details when planning ahead for your house hunt and your mortgage searching.

What Does Your Reputation Metric Mean?

Our Reputation Metric is how we can provide readers like you a comprehensive snapshot of a mortgage provider’s professionalism, customer service, and trustworthiness. After analyzing variables such as average review scores and quality of client communication such as through social media, our researchers can then award a Reputation rank of Excellent, Good, Average, or Bad. This can affect whether or not a mortgage provider ends up being featured on one of our lists or not!

What is Pre-Approval for a Mortgage? How Long Does It Take?

Pre-approval is a mortgage provider’s way of saying that they’re confident that you can take on a loan and pay it back. Having a letter of pre-approval is a helpful thing when approaching the home seller of a home you’ve decided on, especially since a lot of home sellers now require that prospective buyers approach them with a letter of pre-approval. The actual process of getting preapproved should not be that long though—typically, you’ll only have to wait about 1 to 3 days to find out if you’re preapproved. During the busier seasons though, you can expect the wait times to extend to around 10 business days.

Are Experience and Awards Important?

Certainly! Both experience and awards are excellent indicators of a good mortgage provider. Experience can tell you a lot about a mortgage provider’s resiliency as a company as well as how knowledgeable they’ll likely be about matters such as changes to interest rates and what kinds of loans would best fit your kind of financial situation. Awards are rare for mortgage providers, but when they get them it’s usually in recognition of how well they’ve stood out in terms of customer service and producing loans. Use both of these metrics to help give you a more complete picture of a mortgage provider and how well you can expect them to serve you!

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