Top 7 Best Mortgage Lenders in Dallas
Dallas is a huge city with a little over 513,000 homes that people have come to call their own. With so many homes out there, it’s exciting to think about how one of those could become yours during your house hunting. But getting that house can be a different story as you try to decide on where to get your financing—after all, no two mortgages are the same. But with the help of TopResearched, that process can be made easier as our researchers have already searched through Dallas to find the mortgage providers that the people of Dallas have come to rely on, the ones that care about their customers and provide mortgages that can really work for your personal situation. With our thoroughly researched and stringently curated list of the Top Mortgage Providers in Dallas, find the right financing solution quick with TopResearched!
Browse Top Mortgage Lenders in Dallas, Texas below.
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- Reputation: Excellent!
- Experience: 5+ Years
- # of Loan Types: 7 including Conventional, Construction, and Renovation Loans
- Accessibility: A (Phone Number, Email, Online Form/Application)
Absolute Mortgage & Lending
Managed by Khai Nguyen, the team at Absolute Mortgage & Lending has been providing the people of Dallas with a solid selection of mortgages and loans for the past five years. They offer a dedicated and local team so that customers will always have a face to see and a person to help them determine what kind of mortgage fits best with their home buying situation. What makes them stand out is also their increased accessibility for non-English speaking customers such as the Vietnamese community within Dallas.
- Reputation: Excellent!
- Experience: 28+ Years
- # of Loan Types: 11 including Conventional, HomeOne, VA, and USDA Loans
- Accessibility: A (Phone Number, Email, Online Form/Application)
Caliber Home Loans
At Caliber Home Loans, they believe in utilizing technology and a system of customer service to quicken your path to owning your home. From their expert consultants to having a broad selection of loans to fit your unique situation, their mission is to make the mortgage process as short as possible. For the Dallas branch, Melissa Carter brings 28+ years of experience in helping people like you find the home purchasing loans they need to make their dream homes reality.
- Reputation: Excellent!
- Experience: 56+ Years
- Awards: Titan 100 Award
- # of Loan Types: 28 including Conventional and multiple Jumbo loans. They also feature unique loan options such as the Builder One Loan program
- Accessibility: A (Phone Number, Email, Online Form/Application)
Guardian Mortgage
A well-experienced mortgage provider, Guardian Mortgage has been around since 1965, providing the services of real mortgage experts with a plethora of loan options including some of their own. It is through that experience and their large breadth of options that their countless clients are able to find the proper loan for their unique situation, so that they can find their dream home in a sustainable manner. At Guardian Mortgage, their success rests in their excellent and honest communication with their clients, ensuring that no client makes an uneducated decision.
- Reputation: Excellent!
- Experience: 11+ Years
- Awards: 32 including 2020 National Mortgage News “#3 Best Mortgage Companies to Work For”
- # of Loan Types: 9 including Conventional, FHA, and Reverse Mortgage Loans
- Accessibility: A (Phone Number, Email, Online Form/Application)
Highlands Residential Mortgage
At Highlands Residential Mortgage, they believe that people should always come first—not just their clients but also their own team members. It’s why they were one of 2020’s “Best Mortgage Companies to Work For” and why they’ve been enjoying continued success with their clients. Through strong customer service and a healthy offering of various loan types, their loan consultants are able to make sure that each client gets a loan that matches their house buying plans while remaining manageable within their needs and means. With 32 awards, Highlands Residential Mortgage has made great strides in the past decade as both a company and as a helper of homebuyers.
- Reputation: Excellent!
- Experience: 18+ Years
- Awards: 17 including D Magazine’s Best Mortgage Professional 2014-2017
- # of Loan Types: 19 including Conventional, Jumbo, and VA Loans
- Accessibility: A (Phone Number, Email, Online Form/Application)
HomeBridge Financial Services: Mark Pfeiffer
For the Dallas community, Mark Pfeiffer has been helping homebuyers find the financial solution that best fits their needs. But more than that, he helps make the loan process easier and smoother with the help of his team, ensuring that every step is managed and carried out with focus and expediency, so that you don’t miss that opportunity to have the home of your dreams. For over 18 years, he’s been working with HomeBridge Financial Services to see home dreams come true, and he’s been the winner of multiple awards including recognition by D Magazine as one of the community’s “Best Mortgage Professionals” for several years straight.
- Reputation: Excellent!
- Experience: 24+ Years
- # of Loan Types: 6 including Conventional, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Southwest Funding Mortgage
For over 24 years, Joe Garrett of Southwest Funding Mortgage has helped process more than $1.8 billion to help homebuyers like you purchase the homes that they’ve wanted. But it’s more than just helping people get a loan—Southwest Funding Mortgage is also about educating the people of Dallas about the various kinds of loans and grants that are available for homeowners new and old. They pride themselves on being more flexible than the banks, and they’ll help you find a loan with a rate that fits your situation through a variety of assessments such as accounting for future budgeting costs and what types of income you may have.
- Reputation: Excellent!
- Experience: 14+ Years
- # of Loan Types: 4 including Fixed Rate, ARM, and FHA Loans
- Accessibility: A (Phone Number, Email, Online Form)
Tatom Lending LLC
Founded by Kirk Tatom, the team at Tatom Lending believes in the philosophy of “knowledge is power”. Through helping their clients learn about loans and how each type works, they can see their clients become homeowners in sustainable ways. At Tatom Lending, there is no success without their clients seeing their house dreams come to fruition—and they’ll do all they can to help you along the way.
More About Mortgage Lenders in Dallas, TX
Finding a home should be fun and exciting, but there are a number of steps that can make the process stressful to a degree. Getting a mortgage can be one, and with so many lenders and brokers out there, it can be a bit overwhelming. Different mortgage providers offer different loan options, have different business philosophies, and trying to find the one with the right rate can take precious time. But TopResearched can help speed up the process by bringing together the best mortgage providers in Dallas, so that you can skip the guesswork and get started on the mortgage process.
Selecting your dream home is one thing but getting the financing to see it happen is where the mortgage providers come in! Through a variety of loan options, they can help you find the means to purchase your home. But every mortgage provider has access to different loans with different rates, so it is important to find one that’s willing to put in the work to see you get the best rate possible. A good mortgage provider will also be happy to educate you on how each loan type works.
At TopResearched, we are all consumers and businessowners just like you who also want to have the home of our dreams—that’s why our research team has done the work and discovered the best mortgage providers out there in the Dallas area to make the process of finding your dream home a little easier. Time is of the essence when trying to get your hands on the keys to the perfect home—and you’ll need a mortgage provider who can find you the best loans with the best rates, while also being there to support you in a timely manner. Through our double-selection process and with the guidance of our stringent ranking criteria, we’re able to separate the absolute best from the rest so that you’ll only ever find the top mortgage providers in the Dallas area right here on TopResearched!
/ Locations / Texas / Dallas / Mortgage Lenders
The TopResearched Selection Process
We find the industry experts in your area through a double-selection process of research, comparison, and verification. During the first stage, we gather the experts based on a single industry in your area that match our preliminary standards. Then, for the second stage, we use our stringent rating criteria to begin further separating the highest ranked from the rest collected. This helps make sure that you’re only seeing the best of the best industry experts in your area!
Here’s a breakdown of the rating criteria that our researchers use to sort the best from the rest before placing them into our curated lists:
Reputation
From average review scores to client stories and service results, we determine the trustworthiness and reliability.
Experience
We verify that the experts you’re working with are truly experienced in their field and have the expertise to meet your needs.
Awards and Qualifications
Some local experts stand above the rest because of their accomplishments, knowledge and education.
Accessibility
An industry expert that cares is one that’s there for you. We search for every means that an industry expert may be contacted.
Industry-Specific
Depending on the industry that you’re looking for, we also analyze your local experts based on industry-specific factors.
Compare Providers
Browse through curated list of industry-specific TopResearched selected local expert providers, ready for you to contact.
Frequently asked questions
Browse through related frequently asked questions curated by the TopResearched team.
How Long Can It Take to Get a Mortgage?
While there is no set time length, getting a mortgage from the preapproval stage to actually getting the loan often takes around 30 days on average. However, if it is during a busy time of the year, you should be prepared for it to take anywhere from 45 days to 60 days to properly acquire the loan. Take these into account while preparing for your house hunt so that you do not run into any unwanted surprises.
What Does Your Reputation Metric Mean?
At TopResearched, we use a Reputation Metric as a way to provide a snapshot of a mortgage provider’s reliability, trustworthiness, and their ability to provide a satisfactory mortgage experience for their clients. Our researchers analyze each mortgage provider for their average review scores, quality of client communication, and even their social media presence to help determine their Reputation rank. After analysis is complete, each mortgage provider is given a rank of Excellent, Good, Average, or Bad, which then plays a part in the final phase of our double-selection process.
What is Pre-Approval for a Mortgage? How Long Does It Take?
Getting a letter of pre-approval is like being declared by a mortgage provider that you’re reliable in your ability to take a loan and pay it back. Or at least that they believe you are reliable. This is important because often a home seller will want a potential homebuyer to be pre-approved before they even consider the buyer! Getting pre-approved shouldn’t take too long. Oftentimes, it only takes 1 to 3 days. But during busy seasons, you might find yourself waiting up to ten business days—so take that possibility into consideration as you plan out your journey into home purchasing.
Are Experience and Awards Important?
Both of these can be very important! Mortgage providers with lots of experience typically have a developed network to help them find the right loans for their clients. This is incredibly helpful since no two mortgages are the same, and it can take a practice eye to spot the right mortgage with the best rates. Awards are often a rarity, so to get them in the mortgage industry is a recognition of true excellence. If you see a mortgage provider with one or multiple awards, chances are they have people who know how to spot a good loan and they know how to sustain healthy relationships with solid clients. Take both of these metrics into account when deciding on a mortgage provider—they will prove helpful in finding one that will provide both loans and a supportive team.
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