Top 7 Best Mortgage Lenders in Houston
It can be both an exciting and anxious time, searching and buying your dream house. It’s a place to settle down, to own, to return to at the end of the day, and you want its acquisition to go as stress-free as possible. While there’s undoubtedly going to be some stress along the way, getting the financial means to purchase your home shouldn’t have to be one of them. There are countless mortgage brokers and providers out there who would like to have your business, but no two of them are ever alike. It can take days to weeks to try finding the right one on your own. But with TopResearched and our list of the Top Mortgage Providers in Houston, you can contact any of our featured mortgage providers with the confidence that you’ll be speaking to a mortgage provider who’s done right by past clients and may have the perfect mortgage loan that you’re looking for. Spend your energy finding that perfect dream home—TopResearched will take care of finding the best mortgage provider for you!
Browse Top Mortgage Lenders in Houston, Texas below.
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- Reputation: Excellent!
- Experience: 10+ Years
- # of Loan Types: 6 including Jumbo Loans, VA, and FHA Loans
- Accessibility: A (Phone Number, Email, Online Form)
Amistad Mortgage LLC
Since 2011, Amistad Mortgage has been helping new and old homeowners find the right financial solutions for their home buying plans. What’s more, they believe in being a platform for all to learn about the process of getting a mortgage and getting your dream home. They don’t want to just help you find a loan, they want to help you and others understand how loans work. Whether you need a loan to purchase your next home or need a loan to also help cover renovations, Amistad Mortgage has you covered.
- Reputation: Excellent!
- Experience: 24+ Years
- Awards and Qualifications:
8 including Mortgage Executive 50 Best Companies to Work For - # of Loan Types: 9 including FHA, Jumbo, and USDA Loans
- Accessibility: A (Phone Number, Email, Online Form)
Envoy Mortgage
High quality service for their clients while upholding high standards in their work—that’s how Envoy Mortgage does more than just giving mortgages. Since 1997, Envoy Mortgage has been helping clients get the financial solutions that fit their needs and means, so that dream homes can become real. Their people-first philosophy extends beyond the clients that they serve—Envoy Mortgage has won multiple awards including a place on Mortgage Executive’s “50 Best Companies to Work For”. At Envoy Mortgage, they are all about treating people like people.
- Reputation: Excellent!
- Experience: 14+ Years
- # of Loan Types: Home-Buying, Refinancing, and Construction Loan Options Available, Consult for Specifics
- Accessibility: B (Phone Number, Email)
HomeStart Capital LLC
Founded by Daniel Jara in 2007, HomeStar Capital LLC has been helping people of the Houston area in seeing their home ownership dreams come true. Whether you’re looking to find your first home, or you’re really passionate about having your home built from the ground-up, HomeStart Capital LLC has a financing solution for you. HomeStart Capital LLC is a community-focused mortgage provider, who relies on growing their connections through realtors in the Houston area to help home sellers and home buyers get what they need and to ensure that everyone is getting the keys to the homes they really want.
- Reputation: Excellent!
- Experience: 35+ Years
- Awards and Qualifications:
SocialSurvey’s 2018 Top 10 Mortgage Company for Customer Satisfaction - # of Loan Types: 7 including Conventional, FHA, VA, and USDA Loans
- Accessibility: B (Phone Number, Email)
Hometrust Mortgage Company
For over 30 years, the people at the Hometrust Mortgage Company have been helping their customers with finding the perfect mortgage solution for their perfect home. From Conventional and VA loans to Renovation loans, their officers are knowledgeable in how each loan works and in determining which loan truly matches your unique situation. One of their greatest strengths is in communication. The staff at Hometrust Mortgage believe that keeping their customers informed of both the mortgage process and of how mortgages work is the best way to develop client relationships while empowering you, the homebuyer!
- Reputation: Excellent!
- Experience: 20+ Years
- # of Loan Types: 5 including Conventional, FHA, and VA Loans
- Accessibility: A (Phone Number, Email, Online Form)
Rock Mortgage Houston | Rock Mortgage Services LP
From couples looking for their first homes together to families looking for their next home, Rock Mortgage has been helping all home buyers with their financing solutions for more than 20 years. From Conventional loans to FHA loans, the people at Rock Mortgage can inform you of how each loan option works, but also assess your personal situation to make sure that you’re getting the best financing possible to fit your home buying plans and your personal means.
- Reputation: Excellent!
- Experience: 14+ Years
- # of Loan Types: 5 including Conventional, Jumbo, and VA Loans
- Accessibility: A+ (Phone Number, Live Chat, Email, Online Form)
Sente Mortgage
Since 2007, Sente Mortgage has been following a client-first philosophy, where it’s more than just helping people find a mortgage, but also about helping their clients create a sustainable financial future. They believe in making sure that you get a mortgage that helps you get the home of your dreams, while not impeding on the future that you should be enjoying with that home. This philosophy has helped Sente weather some of the worst times in the housing market while developing quality relationships with their clients. Give Sente a call for a mortgage provider that cares and works with their customers!
- Reputation: Excellent!
- Experience: 9+ Years
- # of Loan Types: 9 including Conventional, VA, and FHA Loans
- Accessibility: A (Phone Number, Email, Online Form)
Texas Premier Mortgage
At Texas Premier Mortgage, customer service and customer communication are key to their success and to the success of their clients in their journey to buying their dream home! They strongly believe in maintaining consistent communication with their clients, ensuring that they stay informed every step of the mortgage process. But even better, they also pride themselves on their accurate estimates, so that their clients can pursue their dream home with confidence.
More About Mortgage Lenders in Houston, TX
Finding the home that you’re really looking for can be a fun and exciting experience, but it can also be a challenge in actually getting it. Along with finding the home that looks just right, you’ll need to find the financing to purchase your new home—but even that can be a tedious and stressful task as there are so many mortgage providers out there to choose from. No two mortgage providers offer the exact same deals—everyone offers a different selection of loan options, with different rates and varying levels of client service. But TopResearched can help make that step of the process easier. With our team of researchers and our stringent ranking criteria, we’re able to sort the best from the rest and provide you with an easy-to-read list of the best mortgage providers that Houston has to offer.
Buying your first home or your next home is never a cheap prospect, and home sellers these days are looking for buyers that either have the cash on hand or are preapproved for a good loan. When you need a financing solution, you’ll want to make sure that you’ve found a good mortgage provider who can help you get the preapproval and the loan financing that you need to make your home dreams come true. Mortgage providers can educate you on the ways that different loan options work, how each loan works with your personal situation, and ultimately, which one may fit you the best.
At TopResearched, we know how exciting it is to go house hunting, but even more importantly how amazing it feels to get the keys to your new home. That’s why we have our researchers scour the city of Houston for the absolute top mortgage providers who can help you on the path to homeownership. No two mortgage providers are alike, and not all of them are looking out for their client’s interests—that’s why we did the hard work of finding those that care, those that are experienced and knowledgeable in their field, and those with the options for you to select from so that you’ll have the right financing for your dream home.
/ Locations / Texas / Houston / Mortgage Lenders
The TopResearched Selection Process
We find the industry experts in your area through a double-selection process of research, comparison, and verification. During the first stage, we gather the experts based on a single industry in your area that match our preliminary standards. Then, for the second stage, we use our stringent rating criteria to begin further separating the highest ranked from the rest collected. This helps make sure that you’re only seeing the best of the best industry experts in your area!
Here’s a breakdown of the rating criteria that our researchers use to sort the best from the rest before placing them into our curated lists:
Reputation
From average review scores to client stories and service results, we determine the trustworthiness and reliability.
Experience
We verify that the experts you’re working with are truly experienced in their field and have the expertise to meet your needs.
Awards and Qualifications
Some local experts stand above the rest because of their accomplishments, knowledge and education.
Accessibility
An industry expert that cares is one that’s there for you. We search for every means that an industry expert may be contacted.
Industry-Specific
Depending on the industry that you’re looking for, we also analyze your local experts based on industry-specific factors.
Compare Providers
Browse through curated list of industry-specific TopResearched selected local expert providers, ready for you to contact.
Frequently asked questions
Browse through related frequently asked questions curated by the TopResearched team.
How Long Can It Take to Get a Mortgage?
The mortgage process can take around 30 days on average from the preapproval process to acquiring the actual loan. However, during busier seasons, you should expect the process to take anywhere from 45 to even 60 days. Be sure to take these timeframes into consideration when house hunting to ensure that your house buying plans go as smoothly as possible!
What Does Your Reputation Metric Mean?
At TopResearched, we use a Reputation Metric to give you an idea of a mortgage provider’s reliability, trustworthiness, and how well they compare to other mortgage providers in the Houston area. After taking into account factors such as average review scores and quality of customer/client communication, our researchers are able to provide a Reputation rank of Excellent, Good, Average, or Bad. This also plays a part in the final selection process before deciding which mortgage providers are featured on our lists!
What is Pre-Approval for a Mortgage? How Long Does It Take?
Getting a pre-approval is an important part of the mortgage process in that it is proof of a lender’s confidence that you’re a qualified borrower. This also instills confidence in home sellers, as they will be wanting to know that you’re a home buyer who has the financials to make the purchase. Some home sellers even require that you have a letter of pre-approval before they even consider you! The process of getting preapproved isn’t too long. Typically, the pre-approval process takes around one to three days, though busier seasons may extend that wait time to as long as 10 business days.
Are Experience and Awards Important?
Both of these metrics can play an important role as you decide on a mortgage provider. Mortgage providers with years of experience likely have an excellent understanding of which types of loans work best for their clients and their unique situations—after all, no two client situations are the same, and it is crucial to ensure that a mortgage is sustainable and within their client’s means. Meanwhile, since awards are rare, a mortgage provider that has earned any awards makes them especially notable, whether in customer service or in company resilience.
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