Top 7 Best Mortgage Lenders in Los Angeles
Finding the right mortgage company can be intimidating when there’s a whole slew of variables that might keep you from affording the dream house or investment property that you’ve been looking for. This can be especially true in a city as huge as Los Angeles, with so many loan lenders to choose from! Other worries include some mortgage companies who may be looking out for their own interests and not in providing you the mortgage loan that will suit your needs and means. But that’s why TopResearched is here—we understand how overwhelming getting a proper mortgage for your financial goals can be, and so we sent our research team out to find and separate the best from the rest so that you can quickly find and choose from the Top Mortgage Companies in Los Angeles.
Browse Top Mortgage Lenders in Los Angeles, California below.
Advertising Disclosure
TopResearched.com is a professional review site that may receive compensation from the companies whose products and services we review. The views and opinions expressed on this page are purely those of the editors and staff of TopResearched.com.
- Reputation: Good
- Experience: 9+ Years
- # of Loan Types: 7 including FHA, VA, and Reverse Mortgage Loans
- Accessibility: A+ (Email, Phone Number, Appointment Form, Handicapped Accessibility Options on Website such as Dyslexia Friendly settings)
Equitable Lending
Specializing in FHA and VA Loans, Equitable Lending provides the focused expertise you need to see about refinancing or getting qualified for the financial solution you need for your home, whether you’re buying a new home or doing some remodeling. They also offer reverse mortgage solutions to help you utilize your home equity (available for residents of age 62 and above).
- Reputation: Excellent!
- Experience: 50+ Years
- # of Loan Types: Offers 3 Categories: Commercial Loans, Residential Loans, and Trust Deed Investments. Contact for Further Details
- Accessibility: A+ (Email, Phone Number, Handicapped Accessibility Options on Website such as Dyslexia Friendly settings)
Fidelity Mortgage Lenders, Inc
Whether a client needs a commercial or a residential loan, Fidelity Mortgage Lenders offers a wide variety of solutions to help with your financial projects and needs. For homebuyers, you can get up to a 30-year loan and have it further customized with the help of their loan officers. For those looking for it, they can also assist with trust deed investments!
- Reputation: Excellent!
- Experience: 16+ Years
- Awards:
2019-2021 Five Star Mortgage Professional - # of Loan Types: 10 including 30-Year Fixed, FHA, and USDA Loans
- Accessibility: A+ (Email, Phone Number, Handicapped Accessibility Options on Website such as Dyslexia Friendly settings)
Henry Wilkes – Scott Capital Group
For 16 years, the Wilkes Mortgage Group has been working with clients to get the right mortgage that fits their needs and their means. From 30 Year Fixed Mortgages to USDA and HARP Loans, there’s no shortage of options for clients of all sorts to find the financial solution for their new home. What’s more, the Wilkes Mortgage Group is a big supporter of the Homes for Heroes program and they can help clients in pre-qualifying as well as refinancing.
- Reputation: Excellent!
- Experience: 12+ Years
- # of Loan Types: 7 including Conventional Loans (Fixed-Rate or ARM), VA, and Hard Money Loans
- Accessibility: A (Phone Number, Email, Skype Contact)
ID Mortgage Broker
Led by CEO Irina Dyakun, ID Mortgage dedicates itself to helping clients find the loan they need and is ready to work hard to find a way to help qualify you for your loan. They offer solutions such as Conventional and FHA Loans, but they also offer No Document Loans (ideal for self-employed individuals) and No Closing Cost Loans. Whether you’re a first-time home buyer or you’re looking to invest in your next property, you can find an ideal mortgage solution with the specialists at ID Mortgage.
- Reputation: Excellent!
- Experience: 14+ Years
- # of Loan Types: 7 including Conventional Loans (Fixed and ARM), FHA, and VA
- Accessibility: A (Phone Number, Email, Appointment Form)
Mortgage Loans by Nelly
For all your dream home searching, you can find the ideal mortgage loan with Nelly Melian at Mortgage Loans by Nelly. Ranked one of the 2020 Best Mortgage Brokers in Los Angeles by Expertise, Nelly Melian gives every customer a premium experience, whether they’re looking for an FHA Loan, a VA Loan, or a Conventional Loan. What makes her mortgage service stand out is how she strives to maintain a continual relationship with her clients, so that they know that she’s there to help whenever they need a financial solution!
- Reputation: Good
- Experience: 15+ Years
- # of Loan Types: 13+ including Investment Property Loans, Hard Money Mortgage Loans, and 2nd Position Hard Money Loans
- Accessibility: A+ (Email, Phone Number, Appointment Form, Handicapped Accessibility Options on Website such as Seizure Safe settings)
PB Financial Group
Specializing in hard money loans, the PB Financial Group can help with your mortgage needs whether you’re looking to buy a new home or you’re trying to refinance a property. Along with Residential Hard Money Loans and Real Estate Investment Loans, they also offer Low FICO Score Home Mortgage Loans for those who are struggling with their credit but are wishing to find a way to get the home they really want. When you need to find a solution, PB Financial Group may have it!
- Reputation: Good
- Experience: 21+ Years
- # of Loan Types: 6 including VA, FHA, and 30-Year Fixed Rate Mortgage
- Accessibility: A (Phone Number, Email, Appointment Form)
Primus Lending Corporation
For clients trying to purchase a home or those looking for an option to refinance, Primus Lending Corporation is there to help provide the financial assistance you need to reach that goal. Primus Lending Corporation is owned by Jung Song, who has over 21 years now working in the industry and has always made his clients’ interests his top priority. Some of the loans that he offers include the Adjustable Rate Mortgage (ARM), VA, and FHA loans.
More About Mortgage Lenders in Los Angeles, CA
Homes are pricey and paying for them outright is not the likely option for most homebuyers, which is why mortgage loans can play a role in helping first-time and veteran homebuyers in acquiring the home of their dreams. But there are a lot of mortgage lenders out there in Los Angeles, some focus on one type of loan or another, others may not always be looking out for your interests and are looking for just another customer, meanwhile some may have interest rates that can greatly hinder your future plans. TopResearched tries to help assuage the worries and challenges of searching for a mortgage company by presenting you with our curated lists of Top Mortgage Companies in Los Angeles. Our researchers spend the time to sift through those countless companies to find you the best, the ones that have a history of looking out for their customers, and those that can provide you the financial assistance that you need to achieve the home purchase that you want.
Different mortgage companies may offer you different types of loans to match your needs and fall within your means. These mortgage loans can range from Conventional Loans and VA Loans to Jumbo Loans and FHA Loans. What will matter is the mortgage lender that you interact with. You should always look for one who will advise on the one that fits what you need to get the home you’re looking for, while also making sure that it falls within your means so that you don’t run into later complications. A mortgage should be payable in a sustainable way, and that requires a mortgage lender who keeps the customer in mind.
At TopResearched, we make it our mission to save people time by finding them the top-ranking experts in their industry of interest. It is the same for those searching for mortgage companies in Los Angeles—our researchers hold every company up to our stringent standards before putting them into our pool for consideration. Then we analyze, compare, and verify the best of those, further filtering the selection until we’ve come down to the absolute best for your mortgage needs. Always find your mortgage companies quick with just a click at TopResearched!
The TopResearched Selection Process
We find the industry experts in your area through a double-selection process of research, comparison, and verification. During the first stage, we gather the experts based on a single industry in your area that match our preliminary standards. Then, for the second stage, we use our stringent rating criteria to begin further separating the highest ranked from the rest collected. This helps make sure that you’re only seeing the best of the best industry experts in your area!
Here’s a breakdown of the rating criteria that our researchers use to sort the best from the rest before placing them into our curated lists:
Reputation
From average review scores to client stories and service results, we determine the trustworthiness and reliability.
Experience
We verify that the experts you’re working with are truly experienced in their field and have the expertise to meet your needs.
Awards and Qualifications
Some local experts stand above the rest because of their accomplishments, knowledge and education.
Accessibility
An industry expert that cares is one that’s there for you. We search for every means that an industry expert may be contacted.
Industry-Specific
Depending on the industry that you’re looking for, we also analyze your local experts based on industry-specific factors.
Compare Providers
Browse through curated list of industry-specific TopResearched selected local expert providers, ready for you to contact.
Frequently asked questions
Browse through related frequently asked questions curated by the TopResearched team.
How Long Can It Take to Get a Mortgage?
On average, it can take about 30 days to get a mortgage if you take into account the process of getting pre-approved, appraising your target home, and finally acquiring the loan. But during busier times of the year, that length of time can run as long as 45 days, or even 60 days in some cases. It is important to consider these possibilities while planning ahead for your home purchase.
What Does Your Reputation Metric Mean?
Our Reputation Metric measures a mortgage company by their customer service, their average review scores, and their general trustworthiness. On a scale of Excellent, Good, Average, and Bad, we can then give you a snapshot of the quality of the mortgage company and how they stand up to the rest of the mortgage companies in Los Angeles.
What is Pre-Approval for a Mortgage? How Long Does It Take?
Getting preapproved for a mortgage means that the lender is confident that you can qualify for the loan, though it doesn’t mean that you’re guaranteed to get one. It is a sign of confidence that can help you, especially if a home seller is looking for a pre-approved buyer. Getting preapproved doesn’t have to take a long time. In some cases, the preapproval process can take as short as one to three days, but it can also take as long as 10 business days. Keep in mind, the approval process for a mortgage is separate from the preapproval. Getting approved for your mortgage can take anywhere from 30 days to as long as several months.
Are Experience and Awards Important?
For sure! The length of time that a mortgage company has been serving clients can be a good indicator that customers have been trusting the company’s agents for an extended period of time. An experienced mortgage lender may also have a better idea of how different mortgage loan types fit different kinds of clients, which means you may be able to find a better mortgage for yourself. Awards are rare, but a mortgage lender with awards can be an indication of exceptional achievement and customer service quality!